tag:blogger.com,1999:blog-38603808133511833332024-03-05T11:56:43.144-08:00Rapid Car Loans – We make Guaranteed Approval a Reality for People with Bad CreditRapid Car Loans - A clever way of buying a car with bad credit and zero credit score. Our easy process, no down payment facility and pre-approved loan quotes will put a smile on your face.Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.comBlogger51125tag:blogger.com,1999:blog-3860380813351183333.post-50373843184520760102017-09-18T05:58:00.002-07:002017-09-18T06:01:05.300-07:00The Mistakes That Come With a Longer Auto Loan Term<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Verdana, sans-serif;">Most car buying stories start in a similar fashion. You have your eyes fixated on the new car but the high monthly payments do not match your current budget. The dealer suggests that you opt for a longer term period that reduces your monthly payments. You agree, thereby, falling into the vicious cycle of negative car equity. The common mistake while purchasing a car is ignoring the auto loan term. Additionally, it becomes all the more important to ascertain your loan term when you suffer from bad credit. Avoid making the following mistakes relating to loan term to ensure that your car buying decision is financially sound.</span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>4 Mistakes that you can make with a Long Auto Loan Term</b></span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>1) Getting into the rut of negative car equity</b></span></div>
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<span style="font-family: Verdana, sans-serif;">The longer the term on your auto loan, the more the build-up of negative equity. A shorter term period lessens your overall auto loan amount. Negative car equity is built when you owe the lender more than the current worth of your car. A longer time frame on your auto loan means additional interest amount whereas a short term period builds positive equity and helps you to obtain a higher amount during a trade-in or resale.</span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>2) Paying high interest rates</b></span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">The interest charged on an auto loan is the additional money you pay, over and above the price of the car. Ideally, it makes sense to opt for a shorter loan term with low interest rates. When you increase the length of the loan term, you are increasing the dollars you spend on the car. Make sure you consider the whole picture and take into account the overall loan amount along with the loan term when you purchase your next car.</span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>3) Receiving a low resale value</b></span></div>
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<span style="font-family: Verdana, sans-serif;">A low resale value is reason enough to steer clear of the extra-long auto loans. The time you take to repay the auto loan amount significantly impacts the resale value of the car. The car value starts depreciating the minute you drive it off the dealership lot. In regards to the length of the loan term, a five-year old car is more favorable than a seven-year old car. Therefore, the shorter the loan term, the more resale value you will obtain when you sell the car.</span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>4) Spending on high maintenance costs</b></span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Car fatigue is another reason to switch to a shorter loan term. Once you have hit your five-year mark on a car, a trade-in might be right around the corner. The average age of a car during a trade-in is five years. However, if you opt for a 72-month auto loan, the option of trade-in diminishes and your maintenance cost increases. Thus, a shorter term will not only get you a favorable resale value, but will also reduce your car maintenance costs during a trade-in.</span><br />
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<span style="font-family: Verdana, sans-serif; text-align: left;"><b>The Ideal Solution</b></span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Every problem has a solution. A large down payment, opting for a <a href="https://www.rapidcarloans.net/bad_credit_car_loan.html">bad credit auto loan</a> and showing strong evidence of your sources of income will assist you when you face a difficult situation. Additionally, keep in mind the impact of negative car equity and high interest rates. Stay determined to repay your auto loan amount within a shorter time and make sure to improve your credit score for a smooth car purchase in the future.</span></div>
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<span style="font-family: Verdana, sans-serif;">RapidCarLoans.net offers <a href="https://www.rapidcarloans.net/low_interest_rate_car_loans.html">low rate auto loans to bad credit car buyers</a>. It makes affordable monthly payments and improvement in credit score a reality for people with credit issues. So, next time you need an auto loan, work with the <a href="https://www.rapidcarloans.net/">bad credit auto financing company</a> and get ready for quicker purchase.</span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com6tag:blogger.com,1999:blog-3860380813351183333.post-5626241563114825442017-08-25T09:04:00.001-07:002017-08-25T09:04:37.747-07:00How to get an Auto Loan without a Cosigner?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">The common question running through a first
time car buyer’s mind: “Is it possible for an eighteen year old to purchase a
car when the cosigning parent has a bad credit history?” Bad credit score, zero
credit history and inadequate information about auto loans can compel you to
think that having a cosigner is the only way out. A cosigner can drastically
improve your chances of getting approval for an auto loan. However, purchasing
a car is still possible in times when you cannot find a cosigner. Moreover,
breaking some common conundrums about cosigning can provide a great deal of
clarity in order to obtain the auto loan for your dream car.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Buying
a Car without a Cosigner: Unravel the Mysteries<o:p></o:p></span></span></b></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><a href="https://www.rapidcarloans.net/no_cosigner_car_loan.html"><b>Buying a car without having a cosigner</b></a> can
be a tricky task. Many car buyers are ignorant about what happens when one
doesn’t have a cosigner. Do not make an ill-informed buying decision. Learn which
cosigning conundrums keep us from buying a car and what are the solutions to
break them?<o:p></o:p></span></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
<div class="MsoNormal" style="margin-left: 36pt; text-align: justify; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">1)<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="EN-US">Conundrum: Without a
cosigner, I am bound to pay high interest rates.<o:p></o:p></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Solution:</span></b><span lang="EN-US"> A huge down payment is the ultimate evidence of your credit
worthiness. A lump-sum amount at the beginning of the auto loan term will put
you in a good position to bargain for good interest rates. Additionally,
putting money down reduces the amount of your monthly payments. Remember that more
the down payment, the lower will be your future auto loan payments. Once you
put a good amount of down payment, the approval for the auto loan will not
require a cosigner. <b><o:p></o:p></b></span></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
<div class="MsoNormal" style="margin-left: 36pt; text-align: justify; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">2)<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="EN-US">Conundrum: I need an exceptional income record for
obtaining auto loan without cosigner.<o:p></o:p></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Solution:</span></b><span lang="EN-US"> If you have suffered from bad credit in the past, your
creditworthiness is assessed by your current income. The amount of monthly
income along with the stability of the employment plays a huge role in determining
your reliability. A minimum monthly income of $1,500 is considered ideal for
getting an approval without a cosigner. However, the minimum income
requirements vary from lender to lender. Therefore, make sure you keep regular
track of your income pay stubs and use it as leverage to <a href="https://www.rapidcarloans.net/no_cosigner_car_loan.html"><b>obtain an auto loan without a cosigner</b></a>. <b><o:p></o:p></b></span></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
<div class="MsoNormal" style="margin-left: 36pt; text-align: justify; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">3)<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="EN-US">Conundrum: If I don’t have
a cosigner, I cannot buy a new car.<o:p></o:p></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US"><br /></span></b></span></div>
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<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Solution:</span></b><span lang="EN-US"> When you do not have a cosigner, it may seem that new cars are out
of reach. But, it is far from truth. A used car with a low price tag looks less
risky to a lender. However, your options do not end there. With a strong FICO
score and regular efforts to build a strong credit, you can purchase a new car
even without a cosigner. In order to improve your credit score, build a good
debt to income ratio, keep your credit utilization low and make timely
payments. Once you have a good credit score, you can purchase a new, more
reliable and updated car. <b><o:p></o:p></b></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">It is common to think about
all the support you can get while applying for an auto loan, a cosigner being
one of them. However, it is possible to obtain an auto loan even without a
cosigner. With the rightly calculated moves, your dream of obtaining a new car
will not require the pillar of support in the form of a cosigner.</span></span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com3tag:blogger.com,1999:blog-3860380813351183333.post-60080407909022679132017-08-25T09:00:00.000-07:002017-08-25T09:00:09.510-07:003 C’s for Buying a Car with Bad Credit in Houston<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Houston! We have a problem! <o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">A majority of Houston residents use car to
commute daily. It is a means to earn their daily bread and butter. However,
Houston seems to have a problem with car buying and the reason behind it is bad
credit score. Many car buyers in the Space City are staying away from making a
car purchase because of a damaged credit score. However, there is a way in
which you can buy a car with bad credit. Let’s learn how to go over the moon
with an easy purchase. <o:p></o:p></span></span></div>
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<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
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<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">How
to make an Easy Bad Credit Car Purchase in Houston?<o:p></o:p></span></span></b></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Buying a car with cash has become once in a
blue moon event. With rising cost of vehicles and reducing savings, it is
nearly impossible to buy a car with cold-hard cash. If you have set your heart
on a car, do not wait for getting together the total price of the car. It may
take too long to save the amount and you may end up losing the car. When you
have a bad credit score, it is best to work with a subprime lender who can help
you sail through the process easily. To
obtain <a href="https://www.rapidcarloans.net/TX_Houston_auto_loans.html"><b>guaranteed auto loan approval in Houston</b></a>, you need to follow a few
simple rules. The bad credit auto loan rules are not set in stone. But, it is
essential that you keep them mind while preparing for the process.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Check Credit Score<o:p></o:p></span></span></b></li>
</ul>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Did you check your credit score a couple of
years ago? Did a lender tell you about your terrible credit score in the past?
Do not sulk in the past. Your credit score may have improved considerably after
the July 1, 2017 rule. The credit bureaus no longer consider tax liens and
civil debts that have inaccurate and incomplete information. In the past, many
credit seekers were forced to suffer with a bad credit score because of
inaccuracies in their credit reports. However, with the change, your credit score
is bound to rise. So, it is essential to check your credit score before moving
on to the car buying process.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Cash Matters are Serious<o:p></o:p></span></span></b></li>
</ul>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">The median income for a household in
Houston is $37,000. The per capita income is $20,000. Although Houston is considered
as a rich city, about 19% of the population lives below poverty line. And, it
makes buying a car in cash nearly impossible. Do not worry if you cannot buy a
car with cash. No one really does it anymore! But, you still need to manage at
least 10% of the total cost for a down payment. Remember when your credit is
bad, a little bit of down payment can help you to get guaranteed auto loan
approval. <o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Consider selling your old car or seek a
loan to get together money for down payment. If you want to avoid down payment,
you must find a lender who is willing to offer you <a href="https://www.rapidcarloans.net/TX_Houston_auto_loans.html"><b>no money down auto loan in Houston</b></a>. Most traditional lenders require down payment so, search the web for
online auto financing companies.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Cosigner helps a LOT!<o:p></o:p></span></span></b></li>
</ul>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">A car can become a source of lifeline in
Houston. The city has so much entertainment to offer in the form of theatres,
music centers, parks, sports and more. When you are in a dire need of car, do
not shy away from asking help. Ask your family or friends to become a cosigner
for your <a href="https://www.rapidcarloans.net/TX_Houston_auto_loans.html"><b>Houston bad credit auto loan</b></a>. Having a cosigner will provide assurance
of regular payments to the lender. It will help you to create a positive image in
the mind of the lender. It means getting low interest rates will become a
reality for you. <o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">So, ask your parents to help you with the
car buying process. Find someone with a good credit score to become your
cosigner. If your cosigner has had a few late payments and bankruptcy in the
past, the lender will not accept his application. In such a situation, you can
rely on a <a href="https://www.rapidcarloans.net/no_cosigner_car_loan.html">no cosigner auto loan</a>.<o:p></o:p></span></span></div>
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<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Buying a car with a damaged credit score
doesn’t mean saying yes to any loan term. Many bad credit borrowers avoid undergoing
the process of buying a car in Houston because they believe no lender, under
the sun, will help them make a purchase. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Remember buying a car with
bad credit is no rocket science. It is simple when you work with the rules.
Follow the rule of 3 C’s to obtain a bad credit auto loan in Houston easily.</span></span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com3tag:blogger.com,1999:blog-3860380813351183333.post-30769913975455776582017-08-09T22:38:00.000-07:002017-08-09T22:38:02.001-07:00California Bad Credit Auto Loans: Kill Two Birds with One Stone<div dir="ltr" style="text-align: left;" trbidi="on">
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
According to California DMV, total number of registered vehicles in the state is 35,310,563. Out of the total amount, 25,244,537 are cars. It means the total car population of the Golden State is 25 million. It goes to show that Californians love cars. And as more and more households and businesses are added to the state every year, it puts additional burden on the state’s public transport, making car as the only comfortable mode of transport for its residents.</div>
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<span style="text-align: left;"><br /></span></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
<span style="text-align: left;"><b>Do you want to buy a Car with Bad Credit in California?</b></span></div>
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<br /></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
When it comes to buying a car in California, there are a plethora of options for bad credit car buyers. You can choose a brand new car, a certified pre-owned vehicle or even a discontinued car model to make a budget-purchase. Once you are sure of the car, you need to move over to the financing part of the section.</div>
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<span style="text-align: left;"><br /></span></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
<span style="text-align: left;"><b>Bad Credit Auto Loans California: How do they benefit?</b></span></div>
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<br /></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
Getting a bad credit auto loan may seem like a daunting task but you can reap multiple benefits by obtaining one. Learn how to kill two birds with one stone:</div>
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<span style="text-align: left;"><br /></span></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
<span style="text-align: left;"><b>1. Get a Car</b></span></div>
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<br /></div>
<div align="justify" style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
Car is a necessity in California. For people, it is a means of keeping their employment and sustaining their lives. So, if you think that you need a car, it is difficult to find an alternative. Buying a car means paying the cost of the car to the dealer as well as spending money at the California DMV on registration fees and taxes. With the rising cost of cars, auto loans have become inevitable.</div>
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Do not worry if you have got bad credit. With a bad credit auto loan, you can buy a car easily. The lender will even offer higher LTV if you have stable employment and earn regular income. Bad credit auto loans allow you to fulfill your dream of buying a car. Gone are the days when you had to plead to lenders for getting approval. Today, you will find several <a href="https://www.rapidcarloans.net/">online auto financing</a> companies competing for your business. So, do not worry if your credit reports reads ‘bad credit’, you can buy a car easily.</div>
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<span style="text-align: left;"><b>2. Improve your Credit Score</b></span></div>
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With a bad credit auto loan, you not only get to buy a car in California but you also stand a <a href="https://www.rapidcarloans.net/subprime-auto-loan-step-towards-improving-credit-score.html" title="Subprime Auto Loan: A Step towards improving your Credit Score ">chance of improving your credit score</a>. Getting out of a bad credit situation is a reality with the loans. Usually, all lenders report your payment history to the credit bureaus. If you make regular payments, you will see a steady rise in your credit score.</div>
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With an improved credit score, you will be able to obtain better financing deals in the future. And, if you have compromised on choice of car now, you will be able to buy your dream car with an excellent credit score.</div>
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<span style="text-align: left;"><b>The Best Time to Apply for an Auto Loan is now!</b></span></div>
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Since July 1, 2017, the three major credit bureaus have decided to exclude records of civil judgments and tax liens that don’t have minimum information such as name, address, social security number or date of birth. If you have similar information on your credit report, get ready for an increase in your credit score.</div>
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It is the best time to get your hands on an auto loan because your improved credit score will give you a better chance of finding an affordable one in California. So, do not spend time mulling over your bad credit score. Learn your credit score and get ready to apply for a bad credit auto loan. It is the ideal way of buying a car and improving your credit score. So, apply for the loan and kill two birds with one stone!</div>
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Obtaining a <a href="https://www.rapidcarloans.net/CA_california_auto_loans.html">bad credit auto loan in California</a> is simple and easy. Apply with RapidCarLoans.net to obtain <a href="https://www.rapidcarloans.net/pre_approved_car_loans.html">pre-approved auto financing</a> at the click of a mouse. Get ready for affordable monthly payments now.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com3tag:blogger.com,1999:blog-3860380813351183333.post-84590616717856986902017-08-02T03:49:00.001-07:002017-08-02T03:49:29.581-07:00The New Credit Regime: How will Bad Credit Car Buyers Benefit?<div dir="ltr" style="text-align: left;" trbidi="on">
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Buying a car and arranging for an auto loan go hand in hand. Whether it is your first car or your fifth car, you will require an auto loan at some point. While arranging for an auto loan, your credit score becomes the yardstick to measure your credit worthiness. A bad credit rating means auto loan rejection. However, there is a way out. Three major credit rating companies, namely, Equifax, Experian and TransUnion have decided to eliminate and exclude certain customer information from the credit reports. And, it will have a positive impact on your credit score.</div>
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<span style="text-align: left;"><b>The New Regime: What’s in it for Bad Credit Car Buyers?</b></span></div>
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<span style="text-align: left;"><b>1) Upsurge in Credit Scores</b></span></div>
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The new change relates to all civil debts and many tax liens. Civil debts and tax liens are enlisted under ‘Public Records Section’ of the credit report as they are unpaid tax bills. Unless there is elaboration of information, the credit bureaus will remove the debts and liens from one’s credit score. As a result, those who suffer from a bad credit score will see a hike in their score by approximately 20 points.</div>
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<span style="text-align: left;"><b>2) Higher Probability of Approval</b></span></div>
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The elimination of the civil debts and tax liens will increase your credit score. As a result, the chances of obtaining an auto loan will improve for bad credit car buyers. The new credit policy is implemented from 1st of July, 2017. Make sure that you have revised your credit report in order to get a better shot at getting approval for an auto loan.</div>
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<span style="text-align: left;"><b>3) Favorable Interest Rates</b></span></div>
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Lenders charge bad credit car buyers with high interest rates due to a damaged credit history. However, once your credit score increases, the interest rates will decrease. Therefore, the new credit regime will help bad credit car buyers to obtain an <a href="https://www.rapidcarloans.net/low_interest_rate_car_loans.html">auto loan with low interest rates</a>.</div>
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<span style="text-align: left;"><b>4) Improved Car Choices</b></span></div>
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The car choices for a credit challenged individual are limited. Lenders are comfortable to lend out money for a used car. However, the increase in the credit score due to the new regime can bring multiple car choices for a buyer. A bad credit car buyer with an increased credit score can avail an auto loan for a new car as well as a used car. Thus, a bad credit car buyer will have multiple car options to choose from.</div>
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Any change in any system causes panic. As a result, lenders will become cautious in approving future auto loans. Additionally, the cut off rates for credit approval may take a hike. However, the 1st July credit change will largely benefit bad credit car buyers. The increase in your credit score will be a means to improve your credit-worthiness in the eyes of your lender. Considering the new changes, the imperative step would be to know your current credit score and grab every opportunity to improve it. An improved credit score will be an easy way to avail an auto loan for your next dream car.</div>
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<b>RapidCarLoans.net</b> is a premier <a href="https://www.rapidcarloans.net/">bad credit auto financing company</a> of America. It continues to help with people with credit issues in securing their car dream. <a href="https://www.rapidcarloans.net/index.php#FreeQuote" rel="nofollow">Apply now</a> to obtain the guaranteed auto loan approval for buying your next car.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com2tag:blogger.com,1999:blog-3860380813351183333.post-55473181685948557422017-08-02T03:43:00.000-07:002017-08-02T03:45:15.090-07:00Buying a Car with your Spouse: Should you say ‘I do’?<div dir="ltr" style="text-align: left;" trbidi="on">
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A car purchase is a big decision. And, it becomes even bigger when you are buying it with your spouse. When it comes to making a big purchase, remember that your better half should make the journey sweeter for you, not bitter! Consider your spouse’s credit history, spending habits, income and several other financial aspects before saying ‘I do’ to the car buying decision.</div>
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Ever <em>thine, ever mine, ever ours! - Beethoven</em></div>
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Once you say ‘I do’, there is no such thing as ‘mine’ and ‘yours’. Everything you own or will own in the future becomes ‘ours’. As a married couple, you may feel like bringing together your resources to buy something. It is a noble thought but when it comes to making a big investment such as a car, tread lightly.<br />
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<span style="text-align: left;"><b>Buying a Car with your Better Half: Deal with Bitter Questions</b></span></div>
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Buying a car involves making several decisions. You have to consider the type of car that you want to buy. But, before saying ‘I do’ to buying a car with your spouse, you will have to ask each other a few hard questions.</div>
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<li>What size of car will suit your needs? Also, decide on who will be driving the car most of the time. It will help you to narrow down your options.</li>
<li>If you are going to expand your family in the near future, you must consider a kid-friendly car such as a minivan or an SUV.</li>
<li>Consider the budget of the car. Will both of you contribute towards the monthly car payments? Are your incomes adequate to manage the car payments along with other debt obligations?</li>
<li>Will you be able to manage a down payment? Usually, young couples have hard time getting together money after an extravagant wedding. So, consider your financial situation before visiting a dealership lot.</li>
<li>The D-word is often off-the-table for young married couples. However you must remember that in a situation of divorce, a co-buyer will be responsible for the car even if he/she doesn’t use it. Also, division of assets can be a problem when you own a car with your spouse.</li>
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<b>A Co-Buyer or A Co-signer: The Big Auto Loan Question</b><br />
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Discussing the size of the car and the budget are simpler things compared to the big question of auto loan. It is not necessary for your spouse to have a good credit score. A few late payments in the past may have rendered a stain on your credit report as well. You need to discuss your financial situation and credit score before buying a car.</div>
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If you are a co-buyer, both of you will be the owners of the car. When you are a co-owner of a property, you and your spouse are responsible for the ownership of the car as well as the auto loan. The lender will review your credit score and your partner’s score to judge your joint auto loan application.</div>
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When you become a co-signer for the auto loan, you will only be responsible for the auto loan. You will have no ownership rights. It means the lender will not consider your personal income for approving the loan. But, remember that as a co-signer, the lender will require you to have a good financial standing as you will have to make payments if your spouse is unable to make them.<br />
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<span style="text-align: left;"><b>How to make a Decision?</b></span><br />
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<span style="text-align: left;"><b>Who has a Stable Financial Situation?</b></span><br />
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If your partner earns a good income and has an impeccable credit score, he/she will be able to increase your credit worthiness. The lender will consider his/her income to ascertain the loan amount. It will also help you in lowering the interest rate. With a stellar credit application, the lender may be tempted to provide you with a high LTV. So, when your spouse has a stable financial situation, you can ask him/her to become a co-buyer.</div>
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When both of you have average credit scores, sit with a loan officer to make a decision regarding the primary borrower. After considering your incomes, debts and credit scores, you will be able to make a secure decision.<br />
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<span style="text-align: left;"><b>When is going solo the Best Option?</b></span></div>
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In a real-life scenario, marriage doesn’t always mean being equal. One of you may have significant credit card debt. It is possible that you may still be paying your student loan. There is a possibility that your partner is just starting his/her career and doesn’t possess a good credit score. In such a situation, you have to think twice before making a decision.</div>
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If you think that your spouse is not financially responsible, it is best to buy the car on your own. Also, many spouses feel more confident when they have financial autonomy. So, think hard and do not be afraid to ask uncomfortable financial questions. Buying a car is a big responsibility. And, if you are not sure about taking the plunge, it is best that you become the sole owner of the car.</div>
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<strong>RapidCarLoans.net</strong>, the bad credit auto financing company, works with spouses to help them in becoming proud co-owners of a new car. And, if you need to buy a car on your own, <a href="https://www.rapidcarloans.net/no_cosigner_car_loan.html">no cosigner car loans</a> will solve your problem quickly. Get in touch with the company to simplify your car buying process.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-65469977900847818862017-07-31T05:25:00.001-07:002017-07-31T05:29:05.373-07:00Swim through Negative equity: Buy a car in an Upside Down Auto Loan Situation<div dir="ltr" style="text-align: left;" trbidi="on">
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<em><span style="font-family: "verdana" , sans-serif;">Being able to breathe underwater would be sweet.’ - Cameron Bright</span></em></div>
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<span style="font-family: "verdana" , sans-serif;">It is exciting to be able to breathe underwater, but when you actually go below the water surface, you will develop breathing issues. Similarly, when your auto loan situation is underwater, you will face myriad problems. In financial terms, being ‘underwater’ means to have negative equity on your asset such as a car. In simpler words, it is to owe more money to the lender than the actual worth of the car. It means being in an upside down auto loan situation.</span><br />
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<span style="font-family: verdana, sans-serif;"><b>How to deal with Negative Equity on your car?</b></span></div>
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<em><span style="font-family: "verdana" , sans-serif;">Life may not be always beautiful underwater!</span></em></div>
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<span style="font-family: "verdana" , sans-serif;">Negative equity occurs when you try to get out of the auto loan before it is paid off. The reason may be you bought a Sedan and now you need a SUV for transportation or you can’t afford the current monthly payments. Nowadays, people need change and variety in driving a car and so they think of buying a new car before pay off the current auto loan.</span><br />
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<span style="font-family: "verdana" , sans-serif;">When you have unpaid balance on your current loan, the situation of <a href="https://www.rapidcarloans.net/upside_down_car_loans.html">upside down auto loan</a> arises. Let us understand the reason behind negative equity in detail:</span></div>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">You bought an expensive car that you could not afford because of the high monthly payments.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">You did not pay a large down payment in the first place which caused a rise in your auto loan balance. As a result, you are stuck with unaffordable monthly payments.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">You have an upside down auto loan because you are paying high rate of interest. The reason can be your bad credit score.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">Your auto loan term is too long resulting in slower repayment of the debt.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">You rolled an old auto loan into your current auto loan which led to a rise in the total debt amount.</span></li>
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<span style="font-family: "verdana" , sans-serif;"><b>Negative equity and Upside Down Auto Loan: Let’s swim to the shore</b></span><br />
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<span style="font-family: "verdana" , sans-serif;">Accept the fact that you are upside down on your current auto loan. You will have to deal with the difference between the car’s current value and what you still owe on the auto loan. Save yourself from going underwater with these helpful tips and swim to the shore!</span></div>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">The outstanding balance isn’t going away so you will have to pay the difference before buying a new car. If you cannot afford to pay now, keep making payments on your current auto loan. It will improve your upside down auto loan situation.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">You can roll over the difference into your new auto loan. When you opt for it, the balance on the current auto loan amount will be included in the new one. You will have to make higher payments if you choose the option.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">If lowering down the monthly payments is your top priority, consider <a href="https://www.rapidcarloans.net/car_loan_refinancing.html">refinancing your auto loan</a> and get an extended loan term. It will provide you instant relief from high monthly payments.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">Work overtime and earn extra bucks to pay off the outstanding loan amount. Working a few additional shifts might be the easiest way to get more cash in your pocket. Also, it will help you to lower the negative equity.</span></li>
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<li style="font-size: 16px; text-align: justify;"><span style="font-family: "verdana" , sans-serif;">Sell your old car. You can get instant cash and it will help in repaying the current auto loan. When it is paid off, you can begin another journey with your new car and a new auto loan.</span></li>
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<span style="font-family: "verdana" , sans-serif;">When you are driving your old car and see a new model of a car passing by, it will give you goose bumps. If you need the luxury of a latest car, you will have to consider your current outstanding auto loan balance. Before making any decision, consider how negative equity on your current car will affect your financial situation. Think about the upside down auto loan and prepare a detailed plan to tackle the plan. Only then, you will have the best chance to swim though the problem of negative equity and reach the shore.</span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-50162274350354440412017-06-28T03:59:00.000-07:002017-06-28T04:02:43.294-07:00A Step-wise Guide on Selling a Car in Virginia<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "verdana" , sans-serif;">Selling your car in Virginia? Make sure that you finish the selling process efficiently. It will ensure you peace of mind. And, for buying a new car, trust RapidCarLoans.net. Apply with the <b><a href="https://www.rapidcarloans.net/">online auto financing company</a></b> for instant auto loan approval for buying a new car.</span></div>
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<span style="font-family: "verdana" , sans-serif;">Spending time on repairing the car is essential for quick selling. However, having adequate knowledge the selling process is also equally important. From the title transfer to removing the license plates and notifying the insurance company are some of the essential steps that you should follow while selling your car in Virginia.</span></div>
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<b><span style="font-family: "verdana" , sans-serif;">A Step-wise Guide on Selling a Car in Virginia</span></b></div>
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<span style="font-family: "verdana" , sans-serif;">Selling a car is a long process. With a million things to take care of, it can often become a tedious task. Therefore, it is imperative to keep in mind the various steps in the process of car selling.</span></div>
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<span style="font-family: "verdana" , sans-serif;">The state of Virginia has specific rules which need to be adhered to while selling your car. As Virginia is the 12th most populous state, amongst the 50 states of America, the number of car buyers is huge. But, do not worry about making a successful sale. With the following stepwise guide, you will be able to make the most of the car selling process in Virginia.</span></div>
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<b><span style="font-family: "verdana" , sans-serif;">How to sell a car in Virginia?</span></b><br />
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<span style="font-family: verdana, sans-serif;"><b>1) Title Transfer</b></span></div>
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<span style="font-family: "verdana" , sans-serif;">The primary step is the transfer of the title to the buyer. In order to move ahead with the title transfer, you will need to provide the required details and obtain a title certificate. The laws of Virginia require you to provide details of the buyer’s name and address. You will have to provide an odometer reading and the sales price of the car. Also, make sure that the buyer provides the required details for the successful completion of the title transfer.</span><br />
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<span style="font-family: verdana, sans-serif;"><b>2) Remove your License Plates</b></span></div>
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<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Prior to handing over the car to the buyer, remove your license plates. Once you have removed your license plates, you can either transfer them to another car or return them to the <b>Department of Motor Vehicles of Virginia</b>. You can obtain a refund in case the registration on your license plates has not expired and the plates are valid for another 6 months or more. In order to obtain a refund, you will have to inform the Department of Motor Vehicles of Virginia about the inactivation of the license plates and fill in the Application for Vehicle Registration Refund form FMS 210, respectively.</span><br />
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<span style="font-family: verdana, sans-serif;"><b>3) Notify your Insurance Company of the Transaction</b></span></div>
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<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">After selling your car, you should inform your insurance company about the sale. In case you are thinking of another purchase, you can transfer the liability coverage to the new car. Before cancelling the liability coverage, make it a point to inform the Department of Vehicle Motors of Virginia in order to avoid any confusion. If the insurance company cancels your policy and the Department of Motors Vehicle of Virginia has records that you own the car, your driver’s license will be at risk. Therefore, inform the Department of Motor Vehicles of Virginia and your insurance company about the sale of your car.</span></div>
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<span style="font-family: "verdana" , sans-serif;">Selling your car in Virginia can be a time-consuming process. However, the above step-wise guide can surely come to your aid while selling your car. Rapid Car Loans helps you to make a quick car purchase with instant approval on <a href="https://www.rapidcarloans.net/VA_virginia_car_loans.html">bad credit auto financing in Virginia</a>. Contact the company for <a href="https://www.rapidcarloans.net/">guaranteed approval on bad credit auto loans</a> in Virginia Beach City, Arlington, Richmond, Newport News and other cities of Virginia.</span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com2tag:blogger.com,1999:blog-3860380813351183333.post-47422724456383278562017-06-26T09:09:00.000-07:002017-06-26T09:09:28.177-07:00How to Effectively Negotiate a New Car Price?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Verdana, sans-serif;">Purchasing a new car can become a fairly complicated process. It means spending hours on researching a suitable car, testing long forgotten math skills to calculate the finance terms and prepping to get the best price out of a car deal. However, the benefits to negotiate a car price are plenty. With a negotiated price, not only do you pay less money but you can also use the money and invest it elsewhere. Learning how to effectively negotiate a new car price is a skill that you can master. Keep the following tips in mind while you set out to negotiate the price of your next car.</span></div>
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<span style="font-family: Verdana, sans-serif;"><img alt="4 Top Tips on Effectively Negotiating a New Car Price" src="https://www.rapidcarloans.net/images/4-Tips-for-Negotiating-Car-Prices-Rapid-Car-Loans.png" /></span></div>
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<span style="font-family: Verdana, sans-serif;">1) Do Your Homework</span></h2>
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<span style="font-family: Verdana, sans-serif;">Before turning up at the dealership, make sure you have done enough research regarding the car you wish to purchase. Conducting a good research will assist you in getting a clear picture of the type of car you want, the required features and the approximate budget you can allocate to the car. Many car manufacturers have special prices on their website. You could use the research to your advantage during negotiating the price of the car. If you go into the dealership with an idea of a fixed car and an approximate price, you will be able to dismiss any attempted sales tactics to make you buy an unnecessarily expensive car.</span></div>
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<span style="font-family: Verdana, sans-serif;">2) Visit Several Dealerships</span></h2>
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<span style="font-family: Verdana, sans-serif;">After conducting a thorough research, try to visit more than one dealership. Amongst all the prices, compare the price of the lowest deal with another dealer and ask if he can beat the previous price. Another reason to visit various dealerships is to get the car with all the features you require. Expanding your reach will enable you to obtain the best price while still retaining all the features of the car you wish to purchase.</span></div>
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<span style="font-family: Verdana, sans-serif;">3) Negotiate on the Total Amount</span></h2>
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<span style="font-family: Verdana, sans-serif;">Many a times, an illusion of a lower monthly payment clouds your judgment. A low monthly payment is usually spanned out over a long time frame with a heavy interest rate. In order to negotiate the lowest price, make sure you negotiate the final price based on the total amount of the car. Additionally, if you provide a down payment and repay the remaining amount within a short time frame, you will be able to make a better offer to the dealer.</span></div>
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<span style="font-family: Verdana, sans-serif;">4) Lay a Floor Price and a Ceiling Price</span></h2>
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<span style="font-family: Verdana, sans-serif;">During the process, have a mental range between which you would like to negotiate your car. The floor price is the lowest price at which you should start negotiating. Usually, the floor price is 5 to 10 percent lower than the car manufacturer’s price. Alternatively, a ceiling price is the final price up to which you are willing to pay. If any dealer quotes a price that is higher than your ceiling price, you should shop around and look for other options. Therefore, a floor price and a ceiling price will assist you in cracking your deal and help you purchase the car within your range.</span></div>
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<span style="font-family: Verdana, sans-serif;">While purchasing a new car may be a long process, negotiating the deal doesn’t have to be. Consider the above pointers before you set out to negotiate the price of your next new car.</span></div>
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<span style="font-family: Verdana, sans-serif;">Get Financing for Buying your New Car with RapidCarLoans.net</span></h3>
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<span style="font-family: Verdana, sans-serif;">Once you have negotiated the car price with the dealer, RapidCarLoans.net will help you to get best auto loan deal. Do not worry about your bad credit history because the <a href="https://www.rapidcarloans.net/bad_credit_car_loan.html">online bad credit auto financing company</a> has a plethora of experience in managing bad credit auto loans.</span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-50283820644878922302017-06-26T09:06:00.000-07:002017-06-26T09:06:20.149-07:00Why Does it Make Sense to Buy a Discontinued Car Model?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Verdana, sans-serif;">Often while planning to purchase a car, the right model and the car manufacturing brand become the key deciding factor. Many a times, the research proves to be outdated as some car models become discontinue.</span></div>
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<span style="font-family: Verdana, sans-serif;">When a car manufacturer stops producing a model because of a number of reasons, it is called a discontinued car model. However, the benefits of buying a discontinued car model outweigh the risks. Buying a car model which is no longer in showrooms can mean greater savings. If you are planning to purchase a car, the following points will help you to comprehend why it makes sense to buy a discontinued car model.</span></div>
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<span style="font-family: Verdana, sans-serif;"><img alt="Why Does it Make Sense to Buy a Discontinued Car Model" src="https://www.rapidcarloans.net/images/Discontinued-Car-Models-Car-Buying-Tips-Rapid-Car-Loans.png" /></span></div>
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<span style="font-family: Verdana, sans-serif;">1) Discounted Purchase Price</span></h2>
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<span style="font-family: Verdana, sans-serif;">A discontinued car model will have a significantly lower price than a brand new car. One of the benefits of purchasing it is that you get a new car for the price of a used car. As a buyer, you are in a good position to get a favorable deal for a discontinued car model. The dealer needs to move inventory to create space for new cars in demand. Therefore, it becomes easy to negotiate a price that suits your wallet.</span></div>
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<span style="font-family: Verdana, sans-serif;">2) Shared Spare Parts</span></h2>
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<span style="font-family: Verdana, sans-serif;">Many car buyers hesitate to purchase a discontinued car model due to the potential risk of unavailability of spare parts in the future. You can minimize the risk as many car manufacturers continue producing car parts long after they stop manufacturing a car model. Additionally, you can transfer many spare parts of current car models to the discontinued car model. While purchasing from the manufacturer can become expensive, you can find shared spare parts easily. Thus, if the car requires repairing in the future, you can mend it without any tension.</span></div>
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<span style="font-family: Verdana, sans-serif;">3) Wide Choice of Selection</span></h2>
<div style="background-color: white; font-size: 16px; text-align: justify;">
<span style="font-family: Verdana, sans-serif;">It comes at a relatively cheaper price than a new car. The value for money received from buying a discontinued car model significantly increases due to cheap pricing. The money spent on purchasing a new car can mean compromising on a few features. However, purchasing a discontinued car model can aid you to step up your choice of selecting a better car. Therefore, you can avail a pool of upgraded features for a lower price.</span></div>
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<span style="font-family: Verdana, sans-serif;">4) Warranty Period</span></h2>
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<span style="font-family: Verdana, sans-serif;">When you purchase a recently discontinued car model, chances are that you eligible for warranty. During the warranty period, the servicing and maintenance of car parts are the responsibility of the original car manufacturer. Many manufacturers produce parts in high volumes to cover the entire warranty period. Thus, you will be able to repair a discontinued car model easily, until it falls under the warranty period. And, a mechanic or an expert can attend to any defect after the warranty period is over.</span></div>
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<span style="font-family: Verdana, sans-serif;">Purchasing a discontinued car model may bring some risks with it. However, there are many benefits of buying such a car. It can be a lucrative deal for a car buyer looking to make an affordable purchase. So, next time when you want to buy a car, consider a discontinued car model.</span></div>
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<strong><span style="font-family: Verdana, sans-serif;"><br /></span></strong></div>
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<span style="font-family: Verdana, sans-serif;"><strong>RapidCarLoans.net</strong> is your ideal <a href="https://www.rapidcarloans.net/">car financing</a> partner. Our quick financing deals make sure that you buy the car of your choice easily. Consider the reputed company for bad credit auto loans and get ready to become a proud car owner.</span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-64165972846612789162017-06-20T22:30:00.003-07:002017-06-20T22:30:28.071-07:00Your First Car Loan will help you to build your Credit Score<div dir="ltr" style="text-align: left;" trbidi="on">
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Buying your first car is an exciting experience. But, to buy your first car, you need to apply for your <a href="https://www.rapidcarloans.net/first-time-car-buyers-loan-how-to-qualify-for-first-auto-loan.html"><b>first car loan</b></a>. And for getting the loan, you need a good credit score. But, what if you have zero credit score? Don’t worry. You can approach the lenders who help first time car buyers. With the help of a specialized lender, you can buy your first car. And, by making timely payments, your credit score will improve as well. It’s like killing two birds with one stone!</div>
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<span style="text-align: left;"><b>Car Shopping Tips for First Time Car Buyers</b></span></div>
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Consider your Lifestyle</h3>
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The car market is a vibrant market with several options. A different car is available for each income group. If you are confused about choosing a car, your lifestyle will help you in defining your car. Do you need a fuel-efficient car or a car that has backseat space for the kids? The choice remains with you.</div>
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List down the Car Models</h3>
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Make a list of car models based on your requirement and budget. Which type of car pleases you and your family? Is it a sedan, a hatchback or an SUV? You should take into consideration various factors such as family size, utility, road conditions etc. before making a decision.</div>
<li><h3>
Prepare a Car Budget</h3>
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Inspect all your financial resources to calculate your budget. The price of the car isn’t the only cost that you need to consider. You need to remember different costs such as insurance, fuel, maintenance and loan payments.</div>
<li><h3>
Apply for your First Car Loan</h3>
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Shop around for the best interest rate. First car loans are available at banks and car dealerships. And, due to competition in the financial market, the interest rates are quite low. Thus, affordable interest rates will make becoming a car owner affordable for you.</div>
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<span style="text-align: left;"><br /></span></div>
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<span style="text-align: left;"><b>Look ahead: How to get your First Car Loan and improve your Credit Score?</b></span></div>
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When you are buying a car for the first time, you may explore various financing options. As you are a first time car buyer, you are likely to have zero credit score. Therefore, qualifying for your first car loan can be difficult. But, there are a few things which will help you in buying your first car.</div>
<ul style="background-color: white; font-family: Arial, Helvetica, sans-serif; font-size: 16px;">
<li>Pay a large down payment to the dealer. It will enable you in obtaining the best interest rate. As a result, your monthly payments will become manageable.</li>
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<li>Using a co-signer will significantly increase your chances of getting approval. The creditworthiness of the co-signer will help you in buying your first car.</li>
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<li>Search for specialized lenders. There are people who provide <a href="https://www.rapidcarloans.net/bad_credit_car_loan.html"><b>car loans even when you have bad credit history</b></a> or zero credit score. Compare various financing options available to you and choose the right one!</li>
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<li>If you are loan application is approved, make timely payments because it will help you in building your credit score.</li>
</ul>
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When you are a first time car buyer, buying a car can be an uncertain process. And, trying to obtain your first car loan will contribute to the feeling of uncertainty. But, when you are persistent, nothing is impossible. Shop for your first car loan today and buy your first car. It will provide you the opportunity to build your credit score.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com4tag:blogger.com,1999:blog-3860380813351183333.post-56218354873929608682017-06-20T22:27:00.001-07:002017-06-20T22:27:24.786-07:00A Certified Pre-Owned Car guarantees more Bang for your Bucks<div dir="ltr" style="text-align: left;" trbidi="on">
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With the rising population, the most stressed sector in today's world is transportation. Due to reasons such as uncertain weather conditions and unexpected delays, you cannot rely on public transport. Therefore, it is best to buy a car for commuting from one place to another.</div>
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Amidst the different available options, what kind of car shall you prefer in order to get the maximum benefit out of your budget? Without a doubt, one should go for a certified pre-owned car. The necessity of owning a car and limited budget has helped the certified pre-owned car business flourish in America. You need not to worry about the quality of the car as the dealer certifies it. Plus, it attracts special benefits and offers that you do not enjoy when you buy a normal used car.</div>
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Here are some of the reasons why preferring a certified pre-owned car over a normal used car guarantees more bang for your bucks:</div>
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<span style="text-align: left;"><b>You get the Best Quality Car</b></span></div>
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A car with the best quality is eligible to become a certified pre-owned car. The simple reason is that the dealer does not want to spend extra bucks on maintenance and reconditioning of the vehicle. So, he chooses a car that is in a decent condition. A certified pre-owned car, practically, does not require any maintenance in the near future. So, you should not worry about anything.</div>
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<span style="text-align: left;"><b>Thorough Inspection of the Car</b></span></div>
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Before certifying a car, the dealer inspects every bolt of the car in order to find the tiniest fault. Once the dealer notes all the faults, he reconditions the car. Once satisfied, he certifies it as a certified pre-owned car. The main advantage of buying such a car is that you need not worry about it as the dealer addresses every major or minor problem.</div>
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<span style="text-align: left;"><b>Extended Warranty</b></span></div>
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Since the dealers recondition the car, they remain tension-free regarding the quality of the vehicle. Due to the same reason, they provide extended warranty to the car buyer. Having additional warranty will make you tension-free regarding the maintenance of the vehicle.</div>
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Some dealers also provide road-side assistance free of cost along with extended warranty.</div>
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<span style="text-align: left;"><b>Low Interest Rates</b></span></div>
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Despite the higher cost of a certified pre-owned car, lenders provide low interest rates to car buyers. It will lower your monthly payment burden. It is because a certified pre-owned car is as good as a new car. And, lenders don't differentiate between a new car and a certified pre-owned car. So, they charge the same interest rate on both the vehicles.</div>
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<span style="text-align: left;"><b>More Offers</b></span></div>
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Since a certified pre-owned car is equivalent to a new car, dealers as well as lenders never hesitate to provide you with additional benefits. Dealers also provide free insurance, reduction in price, additional discounts etc. on special occasions.</div>
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You can enjoy the same discounts on a certified pre-owned car that the auto manufacturer offers you for a brand new car. Therefore, saying that you get the maximum benefits by spending the minimum amount of money cannot be wrong. So, buy a certified pre-owned car because it guarantees more bang for your bucks.</div>
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Are you interested in buying a certified pre-owned car? Obtain <a href="https://www.rapidcarloans.net/used_car_loan.html"><b>loans for buying pre-owned car</b></a> with the help of RapidCarLoans. Apply with America’s favorite <a href="https://www.rapidcarloans.net/">bad credit auto financing company</a> to enjoy low interest rates on your next car loan.</div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-39555826807246173192017-06-19T06:08:00.001-07:002017-06-19T06:10:38.570-07:00Bankruptcy Auto Loans: Where there is a will, there is a way<div dir="ltr" style="text-align: left;" trbidi="on">
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<em>There is no better time than now to fulfill your dream.</em></div>
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If buying a car is your dream, do not let anything ruin it. A financial problem such as bankruptcy cannot keep you from becoming a proud owner of your favorite car. Buying a car with bankruptcy can be a challenging task but it is not an impossible one. All you need to do is be wise and patient in making decisions.</div>
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When it comes to tackling a financial issue, every detail is important. Not every situation is the same. Remember that approval chances are different for different bankruptcy situations. So, consider your situation before visiting a lender’s office.<br />
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<span style="text-align: left;"><b>On-going Bankruptcy</b></span></div>
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It means that the bankruptcy process is not over. If you want to opt for an auto loan during bankruptcy, lenders will shy away from you. As you have not discharged your current legal obligations, they will not approve your loan request easily.<br />
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<span style="text-align: left;"><b>Discharged Bankruptcy</b></span></div>
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It means that you have paid your dues and finished the bankruptcy process successfully. Once you come out of a bankruptcy situation, you will find that there are many lenders who are ready to approve your loan request. But, remember that the interest rates will be high because of your damaged credit score. So, it is wise to go through all the paperwork and consider all the factors before signing the dotted line.<br />
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<span style="text-align: left;"><b>Dismissed Bankruptcy</b></span></div>
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If the bankruptcy court dismisses your case, the creditors are free to approach you for collection of their dues. If your plea is rejected by the judge, it becomes difficult for you to get an approval for the auto loan. But, all is not lost. A BHPH dealer can help you in buying a car. He will consider your job stability and income to make a decision. If you are able to support the auto loan payments, he will approve your loan request.<br />
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<span style="text-align: left;"><b>Don’t wait for Things to happen</b></span></div>
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Do not worry if your financial situation has landed you in a bankruptcy court. It doesn’t mean that you should put brakes on your car buying dream. If you have a good track record of paying loans, you stand a chance of getting an <a href="https://www.rapidcarloans.net/bad_credit_car_loan.html">auto loan after bankruptcy</a>. Here’s how you can improve your approval chances:<br />
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<span style="text-align: left;"><b>Look for Better Interest Rates</b></span></div>
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Lenders are likely to provide you with high interest rates and lengthy loan terms to keep the monthly payments low. And when you are financially weak, you will believe everything that the lenders tell you. But, do not agree with any lender before searching for better interest rates in the market.<br />
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<span style="text-align: left;"><b>Shop with Care</b></span></div>
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Though it is difficult to get an approval for the auto loan after discharging bankruptcy, it is not impossible. Do your part of research for the available options. Be clear about your situation with the lenders. Remember that your honesty can become an important reason for getting an auto loan.<br />
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<span style="text-align: left;"><b>Approach a Cosigner</b></span></div>
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Buying a car with bankruptcy is difficult, but a cosigner can help you with it. A co-signer is responsible for making payment towards the auto loan. With a cosigner by your side, you don’t need to worry about anything. His credit rating will improve your chances of getting a quick approval.</div>
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A bankruptcy may make you feel weak. But, it cannot stop you from buying a car. Conduct thorough research before making a decision. Remember that a strong will to buy a car will result in guaranteed success.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com1tag:blogger.com,1999:blog-3860380813351183333.post-66464078865441201232017-06-19T06:01:00.000-07:002017-06-19T06:04:03.831-07:00Refinancing your Car Loan can reduce your Financial Burden<div dir="ltr" style="text-align: left;" trbidi="on">
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Buying a car is a good feeling because a luxurious car increases your status. But, don’t allow a car loan to ruin it. By refinancing your car loan, you will be able to enjoy smaller monthly payments and lower interest rates than before.</div>
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A car can put a smile on your face. But, a terrible car loan has the potential to convert the smile into a frown. If you are not comfortable with your car loan, it will make managing the monthly payments difficult. In such a situation, refinancing your car loan is the right way of putting your worries to rest.</div>
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It simply means replacing your existing car loan with a new one and with different terms. The new lender will pay off your current car loan. Also, you will be able to enjoy benefits such as smaller monthly payments and lower interest rates than before. But, before you think about it, there is a lot to learn about refinancing your car loan.</div>
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<span style="text-align: left;"><b>Accurate information is the Key</b></span></div>
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<a href="https://www.rapidcarloans.net/car_loan_refinancing.html" title="Refinance your current Car Loan with Lower Rates"><b>Refinancing your car loan with bad credit</b></a> can be a difficult task. It is better to be prepared with the following information beforehand:</div>
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Personal and Contact Information:</h3>
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Date of birth, social security number, citizenship status, marital status, home address, telephone number and email address.</div>
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Employment and Income Information</h3>
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Employment status, name of the employer, work-place phone number, total monthly income and other income sources.</div>
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Car’s Information</h3>
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Manufacture year of the car, VIN number, details of the current car loan and information of the current lender.</div>
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<b style="font-size: 16px;">The Joy of Refinancing a Car Loan</b></h2>
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<span style="text-align: left;">Why is refinancing your car loan a good idea? Most people see it as a medium to save money. Some people wish to lower their monthly payments. Others opt for it to reduce their interest rates or to adjust their car loan terms. There are various reasons to opt it. Before you make a decision, understand its possible outcomes:</span></div>
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Reduction in Monthly Payments</h3>
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It will help you in reducing the monthly payments. How? It is possible because the new lender will provide you with better interest rates. As a car buyer, lower monthly payments should be a priority for you because it will have a positive impact on your financial situation.</div>
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Reduction in Interest Rates</h3>
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If you make timely payments to the current lender, your credit worthiness will improve. And, you will be able to <a href="https://www.rapidcarloans.net/car_loan_refinancing.html"><b>obtain low interest rates while refinancing your car loan</b></a>. It means the total payable amount will reduce due to lower interest rate.</div>
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Reduction in Loan Term</h3>
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You may consider refinancing your car loan with an aim to change your loan term. If you opt for a shorter loan term, the total interest amount will reduce. And, you will be able to save a considerable amount of money.</div>
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Refinancing your car loan is worth a try! It will help you to lighten your financial burden. And it will provide you with favorable outcomes in the future as well. So, make a decision of refinancing your car loan today and leave your financial worries behind!</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com0tag:blogger.com,1999:blog-3860380813351183333.post-68541196067657186632017-06-18T22:07:00.001-07:002017-06-19T05:52:59.685-07:00Subprime Auto Loan: A Step towards improving your Bad Credit Score<div dir="ltr" style="text-align: left;" trbidi="on">
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Today, everyone needs a mode of transport to commute comfortably. And, cars have become a necessity to commute from home to work. But when you step out to buy a car, you will realize that it is easy to make a purchase with an excellent credit score. But, what if you have a bad credit score? Or, what if you are a first time buyer with zero credit score? Do not worry. You can still buy a car and improve your credit score with subprime auto loan. It is an effective way to begin the credit rebuilding process.<br />
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Everyone Cannot Fit into the Prime Category</h3>
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Prime borrowers are people with excellent credit scores. They are likely to pay off their dues on time. So, lenders prefer to work with them and do not hesitate in providing them with low interest rates and flexible loan terms.</div>
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Everyone wants to enjoy the benefits available to a prime borrower but it is not an option for bad credit car buyers. Subprime auto loan is available for those people who have bad credit scores or zero credit scores. The loan provides you with an easy way of improving your credit score.</div>
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<h3 style="text-align: left;">
Work Hard Today, Reap Benefits Tomorrow</h3>
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As you are a subprime car buyer, you may find it difficult to obtain an auto loan. But with a <a href="https://www.rapidcarloans.net/subprime_car_loans.html">subprime auto loan</a>, your credit score cannot stop you from buying a car. In addition, you will get an opportunity to improve your credit score by making timely payments. Consider these points before you apply for the loan:<br />
<span style="text-align: left;"><br /></span>
<span style="text-align: left;"><b>1. Save Money for a Down Payment</b></span><br />
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It may be difficult for you to arrange money for a down payment. But, you can ask a friend or a relative to help you with it. It is essential because it will reduce the loan amount and enable you to lower the interest amount as well. There are additional benefits of a higher down payment such as obtaining better interest rates and ensuring higher chances of approval.<br />
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<span style="text-align: left;"><b>2. Read between the Lines</b></span></div>
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There may be some understated clauses in the loan agreement. It is wise to read the agreement with caution. Clarify the terms and conditions with the lender. And before finalizing the deal, make sure that you are well-versed with the agreement.<br />
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<span style="text-align: left;"><b>3. Be Flexible</b></span></div>
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Pick out the right car that suits your budget. As you are a subprime car buyer, you may have to settle for a low-priced car. It is essential to choose a cheap car. It is because a lender is likely to approve a car for which you can afford monthly payments. So being flexible in choosing the car will help you in easing the loan process.<br />
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<span style="text-align: left;"><b>4. Be Regular</b></span></div>
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Keep a healthy habit of making the payments on time. The timely payments will look good on your credit report. It is a great way of buying a car and improving your credit score at the same time.</div>
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When your credit score is not good, you may be turned down for an auto loan. But don’t worry because <b>subprime auto loan</b> is there to help you out. Remember that you can drive down the road of credit recovery with the help of the loan.</div>
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Apply for subprime auto loan with RapidCarLoans and get ready to enjoy a quick financing process. Get in touch with the <a href="https://www.rapidcarloans.net/">bad credit guaranteed car loans</a> specialist today.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com7tag:blogger.com,1999:blog-3860380813351183333.post-44850561203876519492017-06-18T22:03:00.000-07:002017-06-18T22:03:24.575-07:00Out-of-the-Box Car Buying Tip: Organize a Garage Sale for the Down Payment<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Getting money for making a down payment proves to be
the biggest hurdle while buying a car. Everybody knows that more the down
payment less is the loan amount. It is the reason why every car buyer tries to
pay a higher down payment amount. If you also wish to do the same, there's a
way through which you can accumulate extra bucks and minimize the loan amount:
Organize a garage sale.<o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Organizing a Garage Sale helps you in more than One Way <o:p></o:p></span></span></b></div>
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<b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">It may not seem appealing in the first place, but a
garage sale has more advantages than you think. Look at some of the advantages
that it offers. They may urge you to organize one.<o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<li class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">You can earn lot more than
you can imagine<o:p></o:p></span></span></b></li>
</ul>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">You look into your garage and see all the trash lying
around for decades. If you want to throw it in the bin, stop and re-think.
Something that may look like trash to you can be a treasure for someone else.
Restorers and collectors hunt for old mechanical parts, machineries; tools etc.
and give a handsome price for it.<o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">A garage sale may surprise you. If you are a collector, the feelings
associated with the items that you collect are enormous. Garage sale may not
only help you to earn money, but it also ensures that your collectibles go to
someone who respects it and cares for it. So, search for old toys, antique
tools, documents and photographs because they will help you to increase the
down payment amount.<b> <o:p></o:p></b></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<ul style="margin-top: 0cm;" type="disc">
<li class="MsoNormal" style="text-align: justify;"><b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">The Gift of Space<o:p></o:p></span></span></b></li>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">A garage sale is a perfect way to clean your garage.
It will help you to remove trash from your house. Reorganizing the stuff lying
around in the garage also becomes easy once you get rid of the unused things.<o:p></o:p></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">The most important feature of a garage sale is that
it gives you the gift of space. Selling or getting rid of things from the
garage can help you to make room for your new car. Also, keeping your new car
in the garage can protect it from theft and damage. So, organize a garage sale
because it is a win-win situation for you. <o:p></o:p></span></span></div>
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<b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
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<b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Why not make a Bigger Down Payment?<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Make sure that you sell as many things as possible to
earn a large amount of money. If you want a successful garage sale, you need to
display several things. If you feel that you do not have a plethora of items to
display, then ask your parents, relatives and friends to donate some items and
contribute to your garage sale. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">If you have fewer items to sell, don't worry.
Organize a combined garage sale with your neighbors or friends and decide a
commission in advance on each item. It will help you to make a sale quickly.<o:p></o:p></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Organize a garage sale and sell all the things that you think are
valuable and can fetch you money. Also, get rid of old things to clear up space
for the new car. Use the money from the garage sale for making a down payment.
It is because the more money you pay as the down payment; less will be the
burden of the auto loan amount on you. </span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><b><span style="background-color: white; font-family: Arial, Helvetica, sans-serif;">Want to buy a car? Do you think that you do not have a substantial amount of money for making a down payment? Do not worry. RapidCarLoans.net, America’s favorite bad credit auto financing company brings to you </span><a href="https://www.rapidcarloans.net/some-facts-about-no-money-down-car-loans.html" style="background-color: white; font-family: Arial, Helvetica, sans-serif;">no money down auto loans</a><span style="background-color: white; font-family: Arial, Helvetica, sans-serif;">. Enjoy quick approval and get ready to buy your favorite car.</span></b></span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com0tag:blogger.com,1999:blog-3860380813351183333.post-20390402658494462032017-06-17T21:40:00.000-07:002017-06-17T21:40:00.245-07:00Bad Credit Myths vs. Facts: How Pre-Approved Auto Loans Break the Myths?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">It takes years to build a good reputation
and only a few mistakes can cause a disaster. The same ideology applies to your
credit score. A few serious mistakes such as missing a payment or two on your
loan could take years to repair the damage. But, a bad credit score is not the
end of your world. A handful of misconceptions and myths revolve around a bad
credit score. And, they discourage people from taking action to improve their
credit score. With the help of <a href="https://www.rapidcarloans.net/pre_approved_car_loans.html"><b>pre-approved auto loans</b></a>, you can break those
myths. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Forget
the Bad Credit Myths; Focus on the Facts<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">1)
Myth: Taking an auto loan will worsen my already weak credit score<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Fact:</span></b><span lang="EN-US"> Applying for an auto loan with a history of damaged credit will
increase your debt-to-income ratio. However, it is not an indicator that
obtaining an auto loan will worsen your situation. In fact, with the help of a
pre-approved auto loan, your credit score can increase over a period of time.
Timely monthly payments are the key to not only stabilizing but also improving
your credit score.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><span lang="EN-US"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">A bad credit score may bring the
possibility of high interest rates. However, a pre-approved auto loan contains
the advantage of pre-negotiating the interest rate that eliminates any last
minute surprises and helps you to efficiently plan your future expenses.
Therefore, a pre-approved auto loan will help you to increase your credit
score. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">2)
Myth: A poor credit score means no lender will work with me<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Fact</span></b><span lang="EN-US">: In the case of bad credit history, bank financing is dicey. On the
other hand, there are numerous online lenders that specialize in bad credit
auto financing. Despite you having a bad credit score, these lenders wish to
increase their business and will grant you an auto loan. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><span lang="EN-US"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Credit scores vary from one individual to
another. So, a lender may even willingly give you a pre-approved auto loan if
your score is higher than the other applicants. As many applicants have zero
credit score, you stand a greater chance at obtaining a pre-approved auto loan.
<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">3)
Myth: The first auto loan deal is the best deal<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US">Fact</span></b><span lang="EN-US">: Many people fall prey to the thought that bad credit means no
bargain. A damaged credit history compels people to take the first deal that
the lender offers them. However, comparison shopping is the best method to get
the lowest price. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">You must study the current market before
making a decision. Always have two or three competing offers to help you
leverage the best deal. A <b>pre-approved auto loan</b> will help you in negotiating
effectively as you will have a realistic price in mind. Moreover, researching
the interest rates and the price of the car you wish to buy will assist you in
getting the most out of your pre-approved auto loan.<o:p></o:p></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Many myths exist when it
comes to bad credit. The fear of a weakened credit score, inability to search
for a lender and dismissing comparison shopping are a few myths that need
reevaluation. When it comes to <a href="https://www.rapidcarloans.net/bad_credit_car_loan.html">buying a car with bad credit</a>, do not discard the
option of pre-approved auto loans. Remember to understand your situation
thoroughly and work with lenders who do not shy away from helping people with
damaged credit.</span></span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com0tag:blogger.com,1999:blog-3860380813351183333.post-68847993415945015792017-06-17T21:35:00.000-07:002017-06-17T21:35:36.359-07:00New Car vs. Old Car: Which Challenges arise Due to the Old Age of a Car?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">When you set out to purchase your next car,
it is a commonplace practice to pay extra attention to the condition of the
car. An older model of a car requires more scrutiny as opposed to the newest
car on the lot. The age of the car is an important element that numerous car
buyers neglect while zeroing in on their available choices. Buying older cars
raises a few challenges in the time span that it stays with the buyer. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Challenges
a Car Buyer faces because of an Older Car<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">1)
High Maintenance Cost <o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">An old car comes with hefty maintenance
charges. Regular repairs are required to ensure optimum functionality of the
car. As compared to a new car that requires less maintenance, an older model is
vulnerable to frequent mechanical breakage. While the purchase price of an old
car is low, the regular maintenance costs increase the lifetime price of
keeping such a car. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">2)
Expired Warranty <o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">There is a good chance that a car model
that is 9 years or older has run out of its warranty period. Any breakdown of
the machinery of the car within the first few years will only add to your
maintenance cost. In some cases, if the car is only a few years old, you can
still benefit from a transferable warranty. However, a certified pre-owned car
from a dealership is your safest bet in order to avoid an expired warranty. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">3)
Unavailability of Spare Parts<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">The older the car, the lesser the chances
of availing spare parts. A new car not only comes with a warranty but also
guarantees the availability of spare parts in the market. The older spare parts
become obsolete as the new technology and updated features replace the older
version of technology. Therefore, obtaining spare parts for older car models
becomes a challenge. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">4)
Continuous Depreciation<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">Buying an old car means purchasing a car that
has been depreciating ever since it was made. Purchasing an old car reduces
your resale value. Previous wear and tear, new technology and major repairs are
factors that reduce the resale value of an old car. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">5)
Limited Financing Options<o:p></o:p></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US"><span style="font-family: Verdana, sans-serif;">An old car invites fewer financing options
than a new car. Additionally, you may have to pay higher interest rates on the
auto loan. A <a href="https://www.rapidcarloans.net/pre_approved_car_loans.html"><b>pre-approved auto loan</b></a> works in the scenario of purchasing an
older model of the car. It helps you to purchase a car well within your budget
as you have prior knowledge of the amount of the loan. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;"><br /></span></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<b><span lang="EN-US"><span style="font-family: Verdana, sans-serif;">The Bottom Line<o:p></o:p></span></span></b></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">A very old car may be easy
on the pocket but it becomes expensive in the long run. The solution to escape
from the hassles of purchasing an old car is to buy a brand new car. An updated
car with the latest features and machinery proves to be worthwhile. Therefore,
purchasing a new car is the ideal decision.</span></span></div>
</div>
Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com0tag:blogger.com,1999:blog-3860380813351183333.post-68719310438925752952016-10-06T05:43:00.000-07:002016-10-06T05:43:19.978-07:00 New Car - A New Lease on Life<div dir="ltr" style="text-align: left;" trbidi="on">
<div style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Are you tired of
driving your old car? Does it sit in the mechanic’s garage every couple of
months? Buy a new car. If you are on the fence and confused about buying a new
model, here are a few convincing reasons that will help you make a decision.</span></span></div>
<span lang="EN-US" style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Nirmala UI"; mso-fareast-language: EN-US;"><br /></span>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmZrHBG5ahEua8s5_8JA2nt8a5WfxQxeg5lep6W0kVh8oHJgA2J6rkD_OsPOH5MsdNyg-fOdPI-xyjAYZqL_RxQhdgG3Yc1pjCmCzvV-e6mCHeUxjjV3Jo7vkkRpNRYOfc1-0ITN2fCGY/s1600/New-Car-New-Lease-on-Life-Rapid-Car-Loans.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="456" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmZrHBG5ahEua8s5_8JA2nt8a5WfxQxeg5lep6W0kVh8oHJgA2J6rkD_OsPOH5MsdNyg-fOdPI-xyjAYZqL_RxQhdgG3Yc1pjCmCzvV-e6mCHeUxjjV3Jo7vkkRpNRYOfc1-0ITN2fCGY/s640/New-Car-New-Lease-on-Life-Rapid-Car-Loans.jpg" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><b><u> New Car - A New Lease on Life</u></b></td></tr>
</tbody></table>
<span lang="EN-US" style="font-family: "Georgia","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: Calibri; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Nirmala UI"; mso-fareast-language: EN-US;"><br /></span>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Do your children complain about space
in the car? Is it a headache for you to go shopping in the car? Does it require
maintenance every couple of months? If you are unhappy with your car, the
answer is simple. Buy a new car because it will put an end to all your worries.
Also, you will be able to opt for a better lifestyle and a higher level of
comfort. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Here are some of the points, carefully
sorted out for you, to understand why buying a new car will give a new lease on
life:<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoListParagraph" style="text-align: justify; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;">1.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><u><span lang="EN-US" style="font-size: 12pt; line-height: 115%;">Style
and Status<o:p></o:p></span></u></b></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Your car represents your status in the
society. And the type of car that you choose, decides your taste of luxury. It
is also important that the car must project your status efficiently. For
example it would look very odd if a business magnate uses an old pickup truck. <o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">If you want to project a successful
image, you must buy a new car that uplifts your status.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoListParagraph" style="text-align: justify; text-indent: -18pt;">
<!--[if !supportLists]--><span style="font-family: Verdana, sans-serif;"><b><span lang="EN-US" style="font-size: 12pt; line-height: 115%;">2.<span style="font-size: 7pt; font-stretch: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><u><span lang="EN-US" style="font-size: 12pt; line-height: 115%;">Upgrade
to New Features<o:p></o:p></span></u></b></span></div>
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">
</span></span><br />
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Do you remember the early robots from
the old movies? Now, compare them to the present-day transformers. The same
change is visible in cars. Auto manufacturing companies provide unique and innovative
features every day. And, your old car may lack a few of them. So, if you want
to enjoy new features and better comfort, buy a new car.<o:p></o:p></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><a href="https://www.rapidcarloans.net/new-car-a-new-lease-on-life.html"><b>Read more...</b></a></span></span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com4tag:blogger.com,1999:blog-3860380813351183333.post-5109898361792652942016-10-06T05:34:00.001-07:002016-10-06T05:34:44.072-07:00Pre-Owned Car: A Smart Option for Smart Old Car Buyers<div dir="ltr" style="text-align: left;" trbidi="on">
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Are you willing to buy a
new vehicle? Have you thought of a way to lessen the financial burden of the
brand new car? Try buying a pre-owned car because it is a smart option.</span></span></div>
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<tr><td class="tr-caption" style="text-align: center;"><b>Pre-Owned Car: A Smart Option for Smart Old Car Buyers</b></td></tr>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">Who doesn't want to own a brand new luxurious car?
But, amidst the current economic turmoil, it isn't easy for everyone to buy a
new model. It is the reason why smart buyers tend to choose a pre-owned car.</span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;">It is known that Americans adopt a smarter approach
for buying things. And, a pre-owned car is a smart option. According to a
report by Manheim, Americans purchased more than 42 million pre-owned cars in
2014. It is 2.5 times more than the number of new models sold in the same year.</span></span></div>
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<span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><br /></span></span><span lang="EN-US" style="font-size: 12pt; line-height: 115%;"><span style="font-family: Verdana, sans-serif;"><span lang="EN-US" style="font-size: 12pt; line-height: 115%;">Buyers opt for pre-owned cars because they are cheap and provide a great
return on selling. There are several other reasons why you must buy one. <a href="https://www.rapidcarloans.net/pre-owned-car-smart-option-for-smart-car-buyers.html"><b>Read more...</b></a></span></span></span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com2tag:blogger.com,1999:blog-3860380813351183333.post-76233326585250563052016-09-10T04:42:00.001-07:002016-09-10T04:42:59.002-07:00Is Zero Credit Auto Loan as rare as Hen’s Teeth?<div dir="ltr" style="text-align: left;" trbidi="on">
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If you are a zero credit car buyer, your loan application may be rejected by lenders because they cannot judge your loan repayment ability. But, it doesn’t mean that obtaining a zero credit auto loan is as rare as hen’s teeth.</div>
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You can buy plenty of decent cars with cash. But if you don’t have access to cash, you may need to obtain an auto loan. It is one way of buying a car. If you have a good credit score, you can easily get an auto loan from car dealers, banks and credit unions.</div>
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But what if you don’t have a credit score? You fall under the category of zero credit car buyers. If you are a zero credit car buyer, it becomes difficult to obtain an auto loan because lenders are unable to judge your debt repayment ability. But, does it mean that a <a href="http://www.rapidcarloans.net/no_credit_car_loans.html">zero credit auto loan</a> is as rare as hen’s teeth? The answer is no.</div>
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<strong>Zero Credit Car Buyers can get behind the Wheel</strong></div>
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If you are a zero credit car buyer, you can still buy a car. But, don’t get tempted by ads that contain words such as “No Credit Required” or “Anyone Can Qualify!” There’s always a catch. You must remember that nothing is free in the world. Usually, fraudulent lenders aim to persuade zero credit car buyers through false advertising statements. They make you believe that you are getting a good deal but in reality they may charge you a high interest rate.</div>
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Usually, zero credit car buyers have to accept the outrageous loan terms and interest rates offered by lenders. But, do not worry. With a little bit of effort, you can get behind the wheel. Consider the following things before stepping out for buying a car:</div>
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<li>You must have a job that fetches income. It will guarantee regular payments to the lender.</li>
<li>You must have a valid proof of working with your current employer for at least six months.</li>
<li>You must have the residence proof that mentions you are staying at your current residence for at least six months.</li>
<li>Search for a cosigner with an excellent credit history. It will reduce the lender’s risk and provide you with <a href="http://www.rapidcarloans.net/instant-approval-on-car-loans.html">instant auto loan approval</a>.</li>
<li>Explore various financing options before you choose the one that suits you.</li>
<li>If approved for an auto loan, make sure that you pay monthly payments on time as it will help you to build a good credit score.</li>
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Getting a zero credit auto loan is difficult but not as rare as hen’s teeth. It is not easy as obtaining a loan with a good credit score. But if you are serious about doing your homework, you can convince the lender of regular payments and obtain the loan. Also, it can prove to be a good step towards establishing your credit score.</div>
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With RapidCarLoans.net, a zero credit auto loan is not rare. The company specializes in providing <a href="http://rapidcarloans.blogspot.com/">bad credit guaranteed car loans</a> online. It has experience of handling loan applications with credit issues. Apply now, get approved.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com3tag:blogger.com,1999:blog-3860380813351183333.post-50579765528595538692016-09-10T04:31:00.000-07:002016-09-10T04:37:41.199-07:00Shop Like a Cash Buyer with Pre-Approved Auto Loans<div dir="ltr" style="text-align: left;" trbidi="on">
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To buy a new car with cash feels comforting but what if you have to opt for an auto loan? Don’t worry. The answer lies in getting a pre-approved auto loan. It has the power to transform you in to a cash buyer.</div>
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<span style="background-color: white; font-family: "arial" , "helvetica" , sans-serif; font-size: 16px;">In a perfect world, we would pay cash for our cars and never have to worry about debt or monthly payments. However, it is a real world where only few can afford to buy a car with cash and rest have to opt for an auto loan. But, obtaining an auto loan doesn’t have to be frustrating. By making a good decision about your car and auto loan, you will be able to enjoy similar benefits of a cash buyer.</span><br />
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Luckily, there’s a way to make the financial part of buying a car easier. You can get a <a href="http://www.rapidcarloans.net/pre_approved_car_loans.html">pre-approved auto loan</a> before you start shopping for your car. It means that the auto loan will be made available to you even before you step out of your home.</div>
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By getting a pre-approved auto loan, you will get enormous bargaining power. It gives you a negotiating power and organizes the buying process effectively. It is the closest you can come to obtaining the benefits of buying a car with cash even if you have not saved money for it. Having the financial part in place before you shop for a car makes it easier to focus on finding the right car.</div>
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Pre-Qualified v/s Pre-Approval</h2>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRQg5g8YYUA2Lnt_QK77m4K36o52TuMRV9JeWys8NTYCyNQhP00TgxIQslx9VWdg1GeSZCKs-JZBAGxZpwM-0XJ_1bE0XhC1kQ7EY2hI7vAWbzAA9Gmba6YTuMN8IMYMrgUHYf7aFPvx4/s1600/Prequalified-vs-Preapproved-Rapid-Car-Loans.jpg" imageanchor="1" style="clear: left; display: inline !important; font-size: 16px; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="235" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRQg5g8YYUA2Lnt_QK77m4K36o52TuMRV9JeWys8NTYCyNQhP00TgxIQslx9VWdg1GeSZCKs-JZBAGxZpwM-0XJ_1bE0XhC1kQ7EY2hI7vAWbzAA9Gmba6YTuMN8IMYMrgUHYf7aFPvx4/s640/Prequalified-vs-Preapproved-Rapid-Car-Loans.jpg" width="640" /></a></h2>
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<span style="background-color: transparent; font-size: 16px; font-weight: normal;">Both the terms may sound similar but they differ in their meaning and purposes. They are meant to be useful sources of information for potential car buyers.</span></h2>
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The Meaning of getting Pre-Qualified for an Auto Loan</h3>
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<span style="text-align: left;">Getting pre-qualified for an auto loan is simple. When you supply the lender with the information regarding your financial history, he will assess it and give you an idea of the amount for which you will qualify. A pre-qualified amount is the amount for which the lender might approve you in the future.</span></div>
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<span style="text-align: left;">But, getting pre-qualified for an auto loan won’t make you a confident buyer. It is because the lender will not provide you with a loan and not put an end to your worry.</span></div>
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Pre-Approved Auto Loan: Numerous Benefits</h2>
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1. When you go through the process of getting a pre-approved auto loan, you can buy a car whenever you want to. Compared to other car buyers, you will not have to face any credit issue at the time of buying a car.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpgSKYXay_NUwZ99Whfc2eBi2JR6VjZjR6iPt5MYyZ54sjbt2h5lF3KsdPvcyDjZfq1y1awE7lHNgumHm1P12hpnQCpNSpr1_1JA1-kIcjLdcba65imhQ-yxiRa4q1VwFTP1tuOpByS_Q/s1600/Benefits-of-Preapproved-Auto-Loans-Rapid-Car-Loans.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgpgSKYXay_NUwZ99Whfc2eBi2JR6VjZjR6iPt5MYyZ54sjbt2h5lF3KsdPvcyDjZfq1y1awE7lHNgumHm1P12hpnQCpNSpr1_1JA1-kIcjLdcba65imhQ-yxiRa4q1VwFTP1tuOpByS_Q/s320/Benefits-of-Preapproved-Auto-Loans-Rapid-Car-Loans.jpg" width="320" /></a>2. You will possess more leverage at the dealership lot as it will provide you with bargaining power while negotiating the price of the car. It is possible because you will be aware of your budget beforehand.</div>
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3. It will give you the power to shop like a cash buyer. You will be able to enjoy benefits such as quick buying process, good negotiating power, etc.</div>
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4. The presence of online lenders who specialize in offering <a href="http://rapidcarloans.blogspot.com/">pre-approved auto loans for bad credit car buyers</a> will help you in breaking the complexity of the process. As the process is online, the lender will be able to ensure that you get a quick solution to your query.</div>
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5. It is a perfect option for buying a car. It will allow you to plan your purchase as you don’t need to feel the pressure of coming up with a large down payment.</div>
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Now that you understand that getting a pre-approved auto loan can transform you into a cash buyer, it is time to reach out to online lenders who specialize in it.</div>
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Getting pre-approved auto loans will help you to buy a car quickly. Apply with RapidCarLoans.net to enjoy <a href="http://www.rapidcarloans.net/">bad credit guaranteed auto loan approval</a> at the click of mouse.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com2tag:blogger.com,1999:blog-3860380813351183333.post-13696898323141421162016-08-26T02:57:00.000-07:002016-08-26T02:57:09.514-07:00Guaranteed Auto Loans - Your New Car, just Hours away<div dir="ltr" style="text-align: left;" trbidi="on">
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Seven years past the great recession of 2009, people are still trying to recover from the financial damage. Also, the inflation rate is another challenge that people have to face every day. Car prices are rising and it is becoming difficult for people to buy a car with good credit score. It is even more difficult for people with bad credit score.</div>
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Is it possible to buy a car with bad credit score? Where should you apply in order to get <a href="http://www.rapidcarloans.net/online_easy_car_loans.html">easy approval on auto loans</a>? If you are troubled by such questions, you should opt for guaranteed auto loans.</div>
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Guaranteed auto loans help you buy a car quickly. As the loan application can be submitted online, it is the quickest and easiest form of financing. As the process is online, you may get approved within a single day of applying for the loan.</div>
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Here are some of the reasons why you should opt for guaranteed auto loans if you have a bad credit history:</div>
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<strong>The Quickest Option for buying a Car</strong><br />
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If you apply with a traditional lender, your loan application may take multiple days to get approved. It will also involve physical efforts such as walking down to the lender’s office, waiting at the office, meeting the authorized personnel, etc. Also, there are chances of your loan application getting rejected.</div>
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On the contrary, if you apply for guaranteed auto loans, you can get approved within a day. There is minimum physical involvement because of the online loan process.</div>
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<strong>Advantage of Dealer Promotion Schemes</strong><br />
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Dealers offer various promotional schemes to car buyers. The schemes include discounts, cash back incentives and free car accessories. You may have missed such schemes in the past. But, you won't miss any of them now because of <a href="http://www.rapidcarloans.net/guaranteed_car_loans.html">guaranteed auto loans</a>.</div>
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When you get approved for the loan, lenders promise you to transfer the loan money within a day. So, you need not to worry about losing the promotional schemes offered by the dealer.</div>
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<strong>Repaying Money is Fast and Flexible</strong><br />
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Since lenders offer you shorter loan terms and use your car as collateral, they provide you with various flexible repayment options. You can plan ahead and decide how much money you can spend every month towards monthly payments. Then, you can choose the option that fits your monthly budget efficiently.</div>
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<strong>A Chance to improve your Creditworthiness</strong><br />
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Guaranteed auto loans offer you with two major advantages. Firstly, you can buy your desired car. Secondly, the repayment of the loan can be used as a repairing tool for your credit score. Paying the monthly payments on time would improve your credit score and hence improve your creditworthiness in the long run.</div>
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<strong>Power in your Hands</strong><br />
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With guaranteed auto loans, consider having money in your hands. After you are approved for the loan, the money will get deposited in your account within a day. Therefore, you get an edge over the dealer. It gives you the power to bargain for your car and ask for the maximum discount.</div>
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Everyone has a dream to own a car. Don't get worried by looking at your credit score. Opt for guaranteed auto loans. With the convenience of the loans, your new car will not be a distant dream anymore.</div>
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RapidCarLoans.net will help you to buy a car by providing you with <a href="http://www.rapidcarloans.net/">bad credit auto loans with guaranteed approval</a>. Its easy online process is the perfect way of obtaining car financing. Get in touch today for purchasing your favorite car.</div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com2tag:blogger.com,1999:blog-3860380813351183333.post-34094685075528073052016-05-19T04:15:00.001-07:002016-05-19T04:18:57.531-07:00Subprime Car Loans: 4 Crucial Things that Subprime Car Buyers should Know<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "verdana" , sans-serif;">Picture this - You have been eyeing this car since a few months and your friends can’t stop talking about it. It is on every auto show you come across and on the cover of every car magazine. Many a times, you have been thinking of going for it, but what stops you is your credit score.</span></div>
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<span style="font-family: "verdana" , sans-serif;">As a subprime car buyer, you must have experienced that traditional lenders penalize you for your low credit score. They make car buying difficult for you by offering high interest rates on auto loans. But, do not worry. <a href="http://www.rapidcarloans.net/subprime_car_loans.html">Subprime car loans</a> can help you. With the loan program, you will be able to buy the car you need now, instead of waiting for your financial circumstances to improve.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><img alt="4 Crucial Things you should know as a Subprime Car Buyer" src="http://www.rapidcarloans.net/images/4-Crucial-Things-to-know-as-a-Subprime-Car-Buyer.jpg" /></span></div>
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<span style="font-family: "verdana" , sans-serif;">If you are eager to buy a car of your choice, you must learn the following four crucial things for getting subprime car loans:</span></div>
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<span style="font-family: "verdana" , sans-serif; font-size: x-large;"><b>1. The Down Payment</b></span></h2>
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<span style="font-family: verdana, sans-serif;">The higher the credit score, the lower will be the interest rate on the auto loan. But if you have a subprime credit score, down payment can help you in lowering the interest rate.</span></div>
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<span style="font-family: "verdana" , sans-serif;">As far as down payment is concerned, it would be wise to save up to a minimum of ten percent for a pre-owned car as well as a brand new one.</span></div>
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<span style="font-family: verdana, sans-serif;"><b><span style="font-size: x-large;">2. The Lender</span></b></span></div>
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<span style="font-family: "verdana" , sans-serif;">Instead of applying with several lenders, choose a subprime lender who has expertise in approving subprime car loans. A </span><a href="http://www.rapidcarloans.net/subprime_car_loans.html" style="font-family: Verdana, sans-serif;">subprime auto lender</a><span style="font-family: "verdana" , sans-serif;"> will help you in solving your loan related queries and also provide you with affordable loan rates.</span></div>
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<span style="font-family: verdana, sans-serif;"><b><span style="font-size: x-large;">3. Beware of Online Fraud</span></b></span></div>
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<span style="font-family: "verdana" , sans-serif;">If you want to apply for subprime car loans comfortably, you can opt for online auto financing companies. The companies provide easy approval on subprime car loans. But, you must check the reliability of the company before providing confidential information on the website.</span></div>
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<span style="font-family: verdana, sans-serif;"><b><span style="font-size: x-large;">4. Read between the Lines</span></b></span></div>
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<span style="font-family: "verdana" , sans-serif;">Many a times, there are understated clauses which may prove to be a shock in the future. So, it is advisable to be more cautious while going through the loan contract, so that you do not have to suffer later. Before finalizing the deal, make sure that you are well-versed with the terms and conditions of the loan contract.</span></div>
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<span style="font-family: "verdana" , sans-serif;">Buying a car is not rocket science, but it doesn't mean it is a cake walk either. If you want to make an easy car purchase, you must not forget the four crucial things for getting subprime car loans.</span></div>
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<span style="font-family: "verdana" , sans-serif;">If you are a subprime car buyer with a low credit score, do not worry about auto loans. <a href="http://www.rapidcarloans.net/">Bad credit guaranteed auto financing</a> is possible for you. RapidCarLoans.net has experience of providing subprime car loans. If you want to own a car easily, <a href="https://www.rapidcarloans.net/index.php#FreeQuote"><b>apply now</b></a>.</span></div>
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Rapidcarloans.nethttp://www.blogger.com/profile/13288147331719926239noreply@blogger.com6tag:blogger.com,1999:blog-3860380813351183333.post-56316180601684273512016-05-18T10:11:00.005-07:002016-05-19T04:23:34.238-07:00Is Cosigner your Financial Soul-Mate?<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: "verdana" , sans-serif;">Do you dream of a big car? Is your credit score low? If so, do not let the lender ruin your chances of getting easy auto loan approval. You should try reaching out to a friend with a good credit score and ask him to cosign your auto loan. Applying with a cosigner will help you qualify for the loan easily.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><img alt="Having a Cosigner means Easy Auto Loan Approval" src="http://www.rapidcarloans.net/images/Cosigner-and-Auto-Loans-Rapid-Car-Loans.png" /></span></div>
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<span style="font-family: "verdana" , sans-serif; font-size: x-large;">Who is a Cosigner?</span></h2>
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<span style="font-family: "verdana" , sans-serif;">A cosigner is a credit worthy person who agrees to share your loan obligation. If you are a <a href="http://www.rapidcarloans.net/first-time-car-buyers-loan-how-to-qualify-for-first-auto-loan.html">first-time car buyer</a> or a college student, with zero credit score, getting the help of a cosigner makes a lot of sense. It is because he will lend a helping hand to you as well as help you to build a good credit score.</span></div>
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<span style="font-family: "verdana" , sans-serif;">A cosigner increases the chances of getting easy auto loan approval. His credit score adds weight to your auto loan application. Basically, a cosigner guarantees the lender that you will make regular payments. If you are unable to do so, the cosigner has to assume the responsibility of the payments.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><b><span style="font-size: x-large;">What are the Requirements for becoming a Cosigner?</span></b></span><br />
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">1. Willingness to cosign the auto loan</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">The cosigner must be willing to make the payments, if you miss them. It is because he is equally responsible for them. Remember that the agreement should be in writing, as the lenders do not accept verbal agreement from the cosigner.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">2. Proof of cosigner’s ability to pay</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">A cosigner must prove that he earns a sufficient income to cover the amount of the auto loan. He must have a stable employment status. If he fails to prove his financial capability, the lender may reject the auto loan application.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">3. Cosigner’s employment and residence</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">Stability in employment and residence of the cosigner is prerequisite for </span><a href="http://www.rapidcarloans.net/online_easy_car_loans.html" style="font-family: verdana, sans-serif;">easy auto loan approval</a><span style="font-family: "verdana" , sans-serif;">. The lenders are in favor of those cosigners who have lived at one address and have worked in their present job for a long period of time.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><b><span style="font-size: x-large;">What are the Advantages of having a Cosigner?</span></b></span><br />
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">1. Low Interest Rates</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">A cosigner not only gives you an opportunity to have a reliable transportation option but also saves you from high rate of interest.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">2. Credit Score</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">A cosigner will allow you to obtain easy auto loan approval and help you build your credit score. In order to build your credit score, you must make regular payments to the lender.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-size: large;">3. Experience Matters</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">A cosigner should be a person with a good credit score. He can also provide you with valuable financial advice. So you will not only receive better interest rates but also a sound financial advice from your cosigner.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><b><span style="font-size: x-large;">What Happens If You Miss The Payments?</span></b></span></div>
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<span style="font-family: "verdana" , sans-serif;">1. If you miss the payments, do not think that the lender cannot sue the cosigner. As the cosigner is responsible for the auto loan, the lender will not shy away from suing him.</span></div>
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<span style="font-family: "verdana" , sans-serif;">2. When someone agrees to be your cosigner, he puts his credit score at risk. And, if you fail to make the payments, it hurts his credit score as well.</span></div>
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<span style="font-family: "verdana" , sans-serif;">When a cosigner agrees to sign the auto loan application, he accepts the equal responsibility to make regular payments. So don’t risk the cosigner’s credit score by avoiding the payments. Remember that when you make regular payments to the lender, it allows you to drive your dream car and also wins your cosigner’s trust.</span></div>
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<span style="font-family: "verdana" , sans-serif;">If you are a young car buyer with zero credit score, finding a cosigner becomes necessary. But, do not worry if you do not know someone with a good credit score. RapidCarLoans.net will help you obtain <a href="http://www.rapidcarloans.net/no_cosigner_car_loan.html">no cosigner auto loans</a>. Apply now and get instant approval.</span></div>
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